Topic: Kernel-secured loans
It would be great if we could develop player-built mechanisms that allow cooperation for mutual benefit. Several CEOs said they were mildly interested in dutch auctions for corporate bonds, but there was insufficient interest; the largest and most reputable corporations are also not set up to accept public investments and grow them.
However, I can offer individual-to-individual secured loans. The collateral for a loan ought to be something which can be priced and easily liquidated at that price, and something where there are real incentives not to liquidate. The best collateral in this game is stacks of kernels.
A manufacturer has startup costs; decoder+prototype, plus materials and nic for the first run. Similarly, a researcher who currently has something researched to 100% and a customer may still need materials and nic to fill the order. A miner or transporter may want a larger bot and expect to be able to pay the loan off faster using the larger bot. One possibility would be to farm kernels, then sell to NPC demand.
I'm offering a better possibility - trade kernels to me at the infinite NPC price. I will keep them in a storage folder, and only liquidate them (by selling to NPC demand) if you do not pay the original sum back plus interest.
Talk to me in-game for details, I will generally be at Asintec Alpha. Also, I encourage you, if you trust someone else more than me (for example, your CEO?), ask them to give you a kernel-secured loan; it's a reasonable deal on both sides, and secured loans are just the start of the player-built social structures we can build.